Challenges & rules

Everything you need to know, with worked examples.

Pick a challenge to see its objectives and worked scenarios, then read every trading rule — all generated from the same configuration the engine enforces.

Instant Funded

A funded account from the first trade, with an initial 80% reward split scaling to 90%.

$5K – $100K
NoneReward target
3%Max daily loss
6%Max total loss
7Min trading days
up to 90%Reward split

Full objectives

ObjectiveFunded
Virtual balance$5K – $100K
Reward targetNone (unlimited)
Max daily loss3%
Max total loss6%
Max risk per tradeN/A
Min trading days7 days
Trading periodUnlimited
Stability rule20%
Leverage (forex)1:30
Leverage (commodities)1:10
Leverage (crypto)1:1
Reward split80% → 90%

Worked examples

Every scenario assumes a $100,000 account.

01

Reward target

None — you can trade a funded account indefinitely. Rewards are split 80%–90% in your favour; there is no minimum profit to "complete" the challenge.

02

Max daily loss (3%)

You start the day at $100,000. If equity falls to $97,000 (−$3,000) in a single day, trading is disabled for the rest of the day. Positions are closed automatically.

03

Max total loss (6%)

If equity drops to $94,000 at any point during the account's life, the account fails ($6,000 ≈ 6% from $100,000).

04

Min trading days (7)

A payout needs at least 7 distinct trading days on the funded account. A day counts only when your balance moves at least 0.25% from the 2 AM UTC start (above $100,250 or below $99,750 at the next snapshot).

05

Stability rule (20%)

No single profitable day and no single profitable trade may exceed 20% of your total accumulated rewards. Over $5,000 of rewards, one $1,000 day is exactly at the cap; a $1,200 day or trade breaches it. Checked only at payout — keep trading to dilute the ratio.

06

Leverage

Caps by asset class: forex 1:30, commodities 1:10, crypto 1:1. On $100,000 at 1:1, that bounds the notional you can carry per position.

Trading rules

What's allowed, restricted, and what fails an account.

Allowed

2 rules

News trading

allowed

Allowed during evaluation. On funded accounts, rewards from trades opened or closed within 3 minutes of high-impact news do not count unless the position was opened at least 5 hours before the event.

Show examples (1)
  • Scalping the CPI print on a funded account → that trade's reward is excluded, but the account is fine.

Expert Advisors (EAs)

allowed

EAs for trade and risk management are allowed. Bots built to farm evaluations, and copy-trading services, are not.

Show examples (1)
  • A trailing-stop EA is fine; a 'challenge-passing' bot is not.

Restricted

5 rules

High-frequency trading — two-strike rule

restricted

More than 3 filled orders in the same direction on the same asset within any 3-minute window is classed as HFT. The first violation is a warning that flags the account; a second fails it.

Show examples (2)
  • 5 BTCUSDT buys in 90 seconds → HFT flag and a warning email.
  • A second such burst any time later → the account is failed, no appeal.

Sub-1-minute trades — payout block

restricted

Payouts are blocked when more than 15% of your trades close in under a minute, or more than 15% of your profit comes from sub-1-minute trades. The account stays active — trade more to bring the ratio back down.

Show examples (2)
  • 22% of your closed trades lasted under a minute → payout blocked until it drops below 15%.
  • Only 8% of trades but 30% of profit from sub-minute scalps → also blocked.

Max risk per trade — 3% rule (funded)

restricted

In the funded stage you cannot risk 3% or more of your capital in one trade. Unrealized losses count, and trades on the same pair within one trading day (2 AM–2 AM UTC) are grouped — winners on that pair do not offset the losers.

Show examples (2)
  • An open EUR/USD position with a $3,500 unrealized loss on $100k breaches the rule before you even close.
  • Two GBP/USD trades the same day losing $1,500 and $1,800 = $3,300 → breach, even if a third GBP/USD trade won.

Copy trading

restricted

Third-party copy-trading services, or having someone else manage your account, are not allowed.

Show examples (1)
  • Mirroring another account's fills via a copier → the account is failed.

Payout schedule

restricted

Payout requests are submitted in the weekly payout window and settle on-chain, typically within a couple of hours. Requests outside the window are not accepted.

Show examples (1)
  • A request made mid-week waits for the next window to open.

Prohibited

5 rules

Hedging (same account)

prohibited

Opening opposite positions on the same instrument within one account is prohibited. Closing to flat and then opening the other way is allowed.

Show examples (2)
  • Long and short BTCUSDT at the same time → the flip fails the account.
  • Closing your long, then going short → allowed.

Hedging across accounts

prohibited

Opposite positions on the same instrument across multiple accounts or firms are strictly prohibited and result in termination.

Show examples (1)
  • Long BTCUSDT here and short BTCUSDT on another account → both terminated.

Latency arbitrage & feed exploitation

prohibited

Exploiting platform delays or price-feed lag is prohibited and results in immediate termination.

Show examples (1)
  • Systematically picking off stale quotes → termination.

Tick scalping

prohibited

Sustained tick-scalping — opening and closing purely to capture sub-pip moves — is not allowed.

Show examples (1)
  • Hundreds of one-tick round-trips a day → flagged and reviewed.

Account sharing

prohibited

One account per challenge level. Sharing credentials or trading on someone else's behalf is prohibited.

Show examples (1)
  • Two people trading one funded account → terminated.

Questions

Frequently asked.

No surprises after you pay.

Read the rules, then start an evaluation knowing exactly what ends one.

Challenges & rules · XaneFunds